The Bank of West Baton Rouge's Credit Card Rates:
VISA and MASTERCARD Annual Rate 14.52/17.50% *
VISA and MASTERCARD Annual Rate 11.88/14.52% *

* Rate defined by normal credit criteria. Secured cards available . . . please call the credit card department at: (225) 387-0011 for details.



VISA / MasterCard Cards
FEATURES BENEFITS
Visa and MasterCard "Gold" cards are accepted at numerous locations around the world. Whether traveling throughout the U.S. or throughout the world, your " Gold" card is recognized and accepted as a Member of the Visa or MasterCard worldwide network.
Visa and MasterCard "Gold" cards provide customers with an immediate line of credit. By carrying our Visa or Mastercard "Gold" card you can enjoy the convenience of having immediate access to extra cash when needed.
Visa and Mastercard customers receive itemized monthly statements. When you receive monthly itemized statements more accurate record keeping and more effective budgeting is possible.
Visa and Mastercard "Gold" cards carry a low, fixed annual interest rate. Existing credit card balances with higher interest rates can be transferred to your Bank of West Baton Rouge "Gold" card account, providing you with immediate savings through lower interest payments.
Visa and Mastercard "Gold" cards have no "annual fee" No annual fee means savings to you.
Cardholders can also obtain "cash advances" up to an amount equal to their available credit limit on the card. There is no fee for this cash transaction. In addition to using the card for credit purchases, your Visa and Mastercard "Gold" card can be used to obtain immediate "cash".
Credit card "Overdraft Protection" is available to holders of Visa and Mastercard cards and provides for the automatic transfer of funds from the available credit line of the credit card to a checking account to cover an overdraft. There is a $12 annual fee and a 4% transaction fee (not to exceed $50.00) per transaction. Overdraft protection will prevent overdrafts and nonsufficient funds (NSF) fees. The overdrawn balance will be covered. Helps to maintain good credit.




VISA / MasterCard CLASSIC Cards
FEATURES BENEFITS
Visa and MasterCard "Classic" cards are accepted at numerous locations around the world. Whether traveling throughout the U.S. or throughout the world, your card is recognized and accepted as a Member of the Visa or MasterCard worldwide network.
Visa and MasterCard "Classic" cards provide customers with an immediate line of credit. By carrying our Visa or Mastercard "Classic" card you can enjoy the convenience of having immediate access to extra cash when needed.
Visa and Mastercard customers receive itemized monthly statements. When you receive monthly itemized statements more accurate record keeping and more effective budgeting is possible.
Visa and Mastercard "Classic" cards carry a competitive annual interest rate. Existing credit card balances with higher interest rates can be transferred to your Bank of West Baton Rouge "Classic" card account, providing you with immediate savings through lower interest payments.
Visa and Mastercard "Classic" cards have no "annual fee". No annual fee means savings to you.
Cardholders can also obtain "cash advances" up to an amount equal to their available credit limit on the card. There is no fee for this cash transaction.In addition to using the card for credit purchases, your Visa and Mastercard "Classic" card can be used to obtain immediate "cash".
Credit card "Overdraft Protection" is available to holders of Visa and Mastercard cards and provides for the automatic transfer of funds from the available credit line of the credit card to a checking account to cover an overdraft. There is a $12 annual fee and a 4% transaction fee (not to exceed $50.00) per transaction. Overdraft protection will prevent overdrafts and nonsufficient funds (NSF) fees. The overdrawn balance will be covered. Helps to maintain good credit.



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Bank of West Baton Rouge
P.O. Box 500
Port Allen, Louisiana 70767
(225) 387-0011

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