The Bank recognizes and respects the privacy expectations of our customers. All employees must understand and abide by this principle, and should convey this principle to the customer both by treating the customer�s business transactions with confidentiality and by explaining the Bank�s principles in an appropriate fashion.

The Bank will collect and use information about individual customers only where the Bank reasonably believes it would be allowed by law and would be useful in administering that customer�s business and providing products, services, and other opportunities to customers.

Specific information about customer accounts or other personally identifiable data will not be released to third parties unless the information is provided to help complete a customer-initiated transaction, the customer requests it, the disclosure is required by/or allowed by law, or the customer has been informed about the possibility of such disclosure through a prior communication and is given the opportunity to decline.